Insurance advice for freelancers, contractors and consultants

Many freelance contractors are unsure as to which types of insurance they need. Very few types of insurance are compulsory for small businesses, but it can be a false economy to neglect those which really should be viewed as essential. YOU are responsible for errors that you make whilst working and if you don't have insurance to cover you should something go wrong you could incur huge costs. Insurance can provide financial compensation and peace of mind.

The following information is for general guidance only. It is highly recommended that you contact an insurance specialist for detailed advice specific to your particular circumstances. PCG cannot be held responsible for any loss or damage resulting from action taken as a result of advice given.

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Employers' liability insurance and Motor insurance

These insurances are compulsory for most businesses.

Employers' liability insurance and Motor insurance
 

Professional Indemnity insurance, Public liability insurance and Property and contents insurance

These insurances are advisable for most businesses.

Professional Indemnity insurance, Public liability insurance and Property and contents insurance
 

Other insurances worth considering and things to remember when buying insurance

There are other insurances you may like to consider to protect yourself and your business and important things to remember when buying insurance.

Top tips when buying insurance
 

Insurance included with PCG membership

What insurances are included in your PCG membership automatically when you join?

Professional Expenses Insurance and more
 

Further information you may find interesting... ( Members only)

 
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